Bats In The Attic: How Can Home Insurance Help?

Longwood, FL is a warm and comfortable place that serves as a home to a large number of bats. When bats move into your attic, it can be a dangerous situation for your home and your health. That’s why Blanchard Insurance think it is so important for you to understand how home insurance can help cover you in this circumstance.

The Damage Caused By Bats

When bats settle in your attic, they can cause a wide range of problems. For example, they cause minor damage by chewing through wood and insulation in order to make nests. They can also spread bat mites and disease through your home, putting the health and well-being of your family at risk. However, the worst part about bats is their droppings.

Bat droppings or guano is a very acidic item that will not only make your home smell gross, but can actually be dangerous to your health. Shockingly, it is acidic enough to eat through wood and other home items, such as electrical wiring. These dangers make it important to understand how to get rid of bats and how insurance can help.

Home Insurance And Bats

What is interesting about bats is that many home insurance polices will cover damage caused by them, even if they do not cover other pests. Why is this the case? The wording on many policies indicate they will not cover damage caused by “birds, vermin, rodents, or insects.”

Bats are none of these things: they are mammals that are not considered vermin because they do not meet the definition of being animals that are difficult to control, which prey on game, or compete with humans for food.

As a result, you should call Blanchard Insurance if your Longwood, FL home attic has been invaded by bats. This can help protect your home from the kind of damage these annoying pests can cause in your home.